Here’s a scoop for those who are looking for secrets to easy and fast credit repair. There’s NONE. This was the opening line of a comment sent over to me today from Chris over at http://www.mycreditshot.com. There was never a truer word and amongst all the B.S. out there it is refreshing to know that there are people out there that tell the facts straight. Here is the rest of the commnet;

Sure there are definite steps and processes that you can follow, but they’re hardly secrets. It’s sad that people get sucked with the secret hype because they’d like to think that there’s a magic potion or a short cut that can improve their credit standing instantly.

If you feel you don’t have enough knowledge to start credit repair, there are many books and kits on the market that can help you. With self credit fixing you’d be doing exactly what credit repair companies do for a fee. The real problem is most people don’t hae a clue on how to get the job done, so they end up paying for services they could have easily done on their own.

If you put your mind to it, credit repair is quite simple; you only have to pick a credit repair kit. These kits are even available online and can provide you with everything you need to effectively repair your own FICO scores. And the best part is they don’t cost as much as the charges that credit repair companies fees. It costs even a lot less than the first month fee from these paid companies.